Does a soft pull set off trigger leads?
No. That is actually one of the key benefits, particularly in the mortgage and business loan industries. Because a soft pull does not place a hard inquiry on the customer's credit file, there will be no triggers activated.
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Does a soft pull place an inquiry on the customer's credit?
No and yes. There are two types of inquiries: hard and soft inquiries. Hard inquiries are what people typically think of when they think of inquiries. They are the ones FICO uses to calculate a credit score and have a tendency to lower your score. ...
What information is on a soft pull?
A pre-qualification soft pull contains the exact same information as a hard pull, its just a soft pull. Data Includes: Credit Score Address History Employment History Tradelines (What information is on a tradeline? Collections Public Records ...
Can a soft pull replace a hard pull?
A soft pull can not replace a hard pull. At the end of the day, when a bank or lender closes on a loan a hard pull still must be done. Whats the point of the soft pull then you may ask? A soft pull is used at the beginning of the sales cycles to ...
Are soft pulls less expensive than a hard pull?
Yes. A soft pull is generally much less expensive than a hard pull. Ready to Get Started? View Pricing & Pick Your Plan Need Assistance? Submit a Ticket or Call Us at (760) 579-6171 Access Your Account Login to iSoftpull iSoftpull (760) 579-6171 2270 ...
How to Pull Credit with iSoftpull
Pulling credit in the iSoftpull platform is easy. Here is a video of how to do it and specific steps written below. Step 1. Get your customer's written permission to pull their credit report. This may be done on a traditional paper application, an ...