Identity Scan alerts

Code

Alert

Possible reasons

L

Fraud victim alert present in database

Consumer has a fraud victim alert present on file.

N

Active duty alert present in database

Consumer has an active duty alert present on file.

Q

Inquiry SSN reported as deceased and last name does not match

Inquiry last name does not match the last name reported as deceased by the Social Security Administration.

I

Inquiry SSN associated with person reported as deceased

The Social Security Administration reports that death benefits are being paid or have been paid on the inquiry SSN.

4

Inquiry SSN may be a tax ID number

Consumer may be trying to use an individual tax ID number (ITIN) to establish credit.

9

Inquiry SSN is invalid

• Inquiry SSN falls into ranges indicated as invalid by the Social Security Administration. • Inquiry SSN is formatted as a four digit SSN search.

A

Inquiry SSN has never been issued or was issued after June 2011

• The Social Security Administration has not issued the inquiry SSN as of the inquiry date. • Consumer is using a Canadian Social Insurance Number.
• Consumer is trying to create a new identity.
• Consumer has a SSN issued after implementation of SSN randomization in June 2011.

M

Inquiry SSN issued recently

• Consumer is using a minor’s SSN. • Consumer is a new US citizen.

O

Inquiry SSN issued prior to inquiry date of birth

Inquiry date of birth is younger than the SSN issue date.

B

Inquiry SSN reported as misused

Inquiry SSN has been reported in connection with suspicious or fraudulent activity.

X

Inquiry address associated with reported fraud

Inquiry address has been reported as used to perpetrate fraud.

P

Inquiry address is listed as a correctional institution address

• One of inquiry addresses is listed as a correctional institution. Consumer may be incarcerated.

• Consumer is employed by a correctional institution and is using a business address.

R

Inquiry address is not associated with this consumer name

Inquiry address is not associated with the inquiry name in Equifax databases.

Z

Inquiry address is listed as a mail receiving service

Inquiry address is listed as a mail receiving service.

J

Inquiry address is listed as a hotel/motel

Inquiry address is listed as a hotel/motel.

H

Inquiry address is listed as a campground

Inquiry address is listed as a campground.

G

Inquiry address is listed as a U.S. Post Office street address

• Consumer is renting Post Office box and provided the street address. • Consumer has no home or business address.

W

Inquiry address is listed as a non-residential address

Inquiry address is listed as a business such as a check cashing facility, a telephone answering service, or a storage facility.

1

Inquiry address is listed as a multi-dwelling unit

Address standardization has identified the inquiry address as a multi-family dwelling unit.

2

Inquiry address has been reported as misused

Inquiry address has been reported as used to commit fraud.

C

Inquiry address associated with more than one name or SSN

• Inquiry address has been used to commit fraud.
• Consumer is using a nickname.
• Consumers with multiple surnames reside at the address.

D

Inquiry address unverifiable

Inquiry address could not be standardized using address standardization software. The address may not exist, or insufficient information was provided to resolve to a unique location instead of multiple matches.

Y

Inquiry telephone number listed as a commercial phone

Inquiry telephone listed as a commercial number.

5

Inquiry telephone number may belong to a mobile phone

Inquiry telephone identified as existing within a mobile phone number range.

7

Unable to perform SSN validation due to insufficient SSN input

Inquiry SSN is incomplete, or is not a valid format.

8

Unable to perform telephone validation due to insufficient telephone input

Inquiry telephone number is incomplete, or is not a valid format.

S

Identity Scan did not detect any alerts

Identity Scan checks were performed, and no alerts were detected.

0

Incomplete scan - limited data sources available

One or more Identity Scan sources were unavailable. Accordingly, one or more checks could not be performed.