What information is on a tradeline?
One tradeline (a tradeline is an account in credit bureau terms) will typically (depends on the type of account- Credit Card, Mortgage, etc.) include the following:
Account Number
Account Type
Portfolio Type
Contract Type
Payment Frequency
Date of Opening
Reported Date
Date of Closure
Current Balance
High Credit
Credit Limit
Scheduled Monthly Payment
Past Due Amount
Most Recent Payment Date
Most Recent Payment Amount
Account Rating
Narrative
Account Remarks
Months Reviewed
30/60/90
Payment Pattern
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