What are the most common permissable purposes under the FCRA?

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• What is permissable purpose?

  Permissible purpose is defined by the Fair Credit Reporting Act (FCRA) as a reason that a consumer reporting agency may furnish a consumer report to any person or organization. Ready to Get Started? View Pricing & Pick Your Plan Need Assistance? ...

• What is the FCRA and what do they do?

  FCRA stands for the Fair Credit Reporting Act, which is a federal law that ensures the accuracy, fairness, and privacy of consumer credit files. Ready to Get Started? View Pricing & Pick Your Plan Need Assistance? Submit a Ticket or Call Us at (760) ...

• End User Agreement

  Attached is the end-user agreement all clients are required to sign in order to get access to TransUnion, Equifax, Experian, and FICO®. Getting started with iSoftpull is quick and easy, simply pick your pricing plan and complete the online checkout! ...

• What if I do not have a permissible purpose, can I still pull credit?

  No, under the FCRA you need a permissible purpose and the consumer's consent to pull their credit file. Ready to Get Started? View Pricing & Pick Your Plan Need Assistance? Submit a Ticket or Call Us at (760) 579-6171 Access Your Account Login to ...

• Do you need to store proof of consent?

  Yes, under FCRA law you are required to record and safely store consent for up to 60-months. To ensure A+ compliance, iSoftpull simultaneously audits clients to ensure they are capturing, recording, and storing consumer consent for every report ...